AWAY FROM HOME INSURANCE

Peace of Mind While Away From Home

What happens when a person dies while away from home, in another state or country? This situation is more common, and more complicated, than you might think.

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Insurance for the Unimaginable

Getting human remains back home after a person has died while traveling is a specialized skill. It requires knowledge of local and international regulations and requirements, and of course, time is of the essence so that the family can grieve properly and plan their remembrances. For over a century, O’Donnell Funeral Home has been assisting families facing this challenge and have fostered relationships with the consulates and airlines who can to ensure secure the safe and legal return of your loved one.

All honorably discharged veterans are entitled to these honors at no cost:

  • Flag Presentation

    After the casket or urn has been draped with the American flag for the service, members of a funeral honors detail consisting of at least two active military members will fold and present the burial flag to the next-of-kin. 

  • Military Honors

    The funeral honors rendered to you or your veteran will be determined by the status of the veteran. The honors may include a 7-person detail (full military honors) or a 2 to 3-person detail (standard military honors). 

  • Taps

    The playing of Taps is a key part of military honors. It may be performed by a live bugler or a high-quality recording is also acceptable if a live bugler is unavailable. Taps is considered a final salute to the deceased veteran and is a moving tribute at each military funeral.  

  • Burial Space

    Service members are entitled to a burial space for an urn or casket for both the veteran and spouse at the cemetery of their choice. A permanent marker will honor their final resting place.

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FOR PEACE OF MIND

O’Donnell Can Help

In the unlikely event that you die while away from home, the costs and logistics of returning your body home can be staggering. Away From Home Protection covers both the expenses and logistics or transporting your body if the unexpected death were to occur while traveling 75 miles or more away from home. 

No deductibles, no claim form, no age limits. Our out-of-area protection plan for lifetime coverage:

$550

Compared to the typical cost of returning the deceased individual home which can range from $4,000–$20,000.

Frequently Asked Questions

  • Doesn’t my health insurance cover this?

    Basic health insurance plans and even Medicare do not offer coverage that addresses dying away from home. Unanticipated funeral costs are a major concern for most people; that’s where out-of-area insurance comes in. 

  • What factors are associated with dying away from home?

    Returning a deceased individual home can cost between $4,000–$5,000, with international transports ranging from $10,000–$20,000. Obtaining domestic permits can be a challenging process that varies from state to state while international arrangements usually require coordination with the consulate office after deciphering local requirements. 

  • How does O’Donnell Funeral Home work with Sepio Guard, the insurance provider?

    • Sepio Guard will oversee all the necessary steps for the retrieval of your remains.
    • Sepio Guard will coordinate the transportation of the deceased to O’Donnell while keeping family and loved ones updated throughout the process.
    • Sepio Guard, along with our preferred logistics and shipping specialists, have over 35 years of experience in the funeral industry and have established relationships with trusted and licensed funeral home partners all over the world. 

  • What does the benefits package with Away From Home Insurance include?

    • If a death occurs 75 or more miles away from home, Sepio Guard will take care of all costs, logistics, and transportation needed to get your body back home.
    • Sepio Guard will coordinate with local officials and hospitals to arrange for transportation.
    • Sepio Guard will request and gather all necessary permits and documentation.
    • If needed, Sepio Guard will notify and work with foreign authorities to obtain permits needed for transportation.
    • Embalming or cremation services are taken care of by Sepio Guard with no additional costs falling onto loved ones.
    • All costs pertaining to the transportation of your body to a local funeral home are fully covered.